Understanding 'loud budgeting,' TikTok's newest finance trend

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Move over “girl math” and “quiet luxury,” a new personal finance trend is taking off on TikTok.

Social media users are embracing “loud budgeting,” a concept that went viral after TikToker Lukas Battle mentioned it as something he’s starting in 2024.

Now, just three weeks into the year, #loudbudgeting has more than 10 million views on TikTok.

What is loud budgeting?

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Much like the name implies, loud budgeting is a financial strategy that emphasizes being vocal about your expenses and financial situation. Financial accountability, if you will.

“It’s not ‘I don’t have enough,’ it’s ‘I don’t want to spend,'” said Battle in his video explanation. He describes it

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